
US Mortgage Capital
In 1982, Jay Steren believed that a lender could offer affordable loans to its customers and still run a profitable business. He never understood the practice of charging large points or fees and therefore, was determined to provide the lowest possible interest rates and fees available to his mortgage customers.
With that philosophy in mind, he founded Mortgage Capital Associates (MCA). The mortgage professionals at MCA strive to build lasting business relationships based not only on offering you low rates, but on sound business practices. Today, 25 years later, our honesty, integrity and outstanding customer service have helped us achieve our status as one of the nation's top 200 lenders.
In 2009, Jay Steren partnered with Robert Shamie to create US Mortgage Capital (USMC). USMC is a division of (MCA). USMC's prime objective is deliver the highest level of service to its clients while maintaining the absolute BEST RATES and service levels in the industry. USMC leverages the latest in technology combined with seasoned professionals to deliver the best online lending experience. While our competitors staff their online call centers with novice loan officers, USMC staffs professionals with at least 5 years' experience. These seasoned individuals are all considered to be the best at what they do. Our secret is our people and the difference shows up in our customer satisfaction.