SMBX

We help small businesses raise capital through everyday investors in their communities by issuing Small Business Bonds™ on the SMBX marketplace. The SMBX is spearheading the evolution of a more equitable financial system. One that puts small business front and center for a change. One where people have power over their money to invest in what matters to them.

ratio

Ratio is a new kind of FinTech which combines financing, payments, predictive pricing and a frictionless quote to cash process into one platform for SaaS and technology companies. We are reinventing the way that recurring revenue businesses, starting with SaaS companies, accelerate sales and leverage capital to fuel growth. Ratio is democratizing how customers buy technology and how technology companies fund themselves by removing barriers to purchase and creating access to a new source of growth capital. Simultaneously, we are creating a new multi-trillion dollar fixed income asset class for investors. We currently offer two products to serve this market: a) Ratio Boost - A fully integrated buy-now-pay-later (BNPL) payment and checkout product for SaaS and recurring revenue companies. Your customers are offered ultimate payment flexibility and a frictionless buying experience, while you still get paid upfront for each customer contract without discount or dilution. b) Ratio Trade - A non-dilutive upfront capital solution for high growth SaaS and recurring revenue companies backed by their portfolio of contracts. No need for companies to discount or dilute for growth or working capital. No restrictive covenants and access to capital in days not months.

Respaid (YC S23)

Respaid -- Modern B2B Collection. We use AI to respectfully collect account receivables from $50 to &97k. We got 50% collection rate within 20 Days (vs. human got 3%) We only need an excel file to start (we integrate as well). Our most notorious customers include Deel, Flexport, Vanta, Clipboard Health etc...

Mos

Mos is on a mission to tear down financial barriers to opportunity. Billions in financial aid goes unclaimed every year--we connect students with that money to graduate debt free. We’re shipping fast, growing rapidly, and backed on our quest by world-class investors like Sequoia, Lux Capital, Stephen Curry, and more.

Moni (YC W22)

Moni is a suite of financial products for SMEs looking to build lasting businesses and individuals looking to build wealth. Businesses can access working capital and also enjoy high-yield interest savings on the Moni app. You can enjoy up to 21% whenever you save on the Moni app. Get started here: https://onelink.to/dfbjqv