Scope Group

Scope Group is the leading European provider of credit ratings, fund analysis, ESG assessment and bespoke solutions for evaluating and monitoring risk. Scope provides an essential alternative perspective, contributing to greater diversity of credit and risk opinions for issuers and institutional investors. The group has around 250 employees in its offices in Berlin, Frankfurt, London, Madrid, Milan, Oslo and Paris. Scope Ratings is the only European credit assessment institution accepted in the Eurosystem Credit Assessment Framework (ECAF) for collateral used in euro area monetary policy. Scope’s credit ratings can be used to fulfil credit quality requirements of marketable assets that are eligible as collateral in Eurosystem monetary policy operations. Scope Ratings was accepted by Norges Bank in Norway in 2022. Scope Ratings is registered in accordance with EU rating regulations and operates in the European Union with ECAI status. Scope is also registered with the Swiss authority FINMA. As the leading European credit rating agency, Scope Ratings offers clients opinion-driven, forward-looking and non-mechanistic credit risk analysis and contributes to. Founded in 2012, Scope Ratings differs from other agencies and their traditional one-size-fits-all, top-down methodologies with its European perspective, recognising the importance of national and regional differences in laws, regulations, political processes and business culture across countries in it methodologies and credit assessments. ESG factors are embedded in its analysis of sovereign and public sector issuers. Scope Ratings plans to gradually expand its business model worldwide. The group will apply for Nationally Recognized Statistical Rating Organization (NRSRO) status in the United States. Scope Fund Analysis is a leader in Europe for the analysis and rating of mutual funds, alternative investment funds, asset management companies and certificate issuers.

Ratepay

We dare to design the future of payments. Ratepay is energy and diversity and: custom-made state-of-the-art payment solutions. Established 2009 we were a fintech before the word fintech even existed. Today we are the number one white-label provider in Europe and proud to have filled the gap. We are where we are because we work together as one team. Because we got the freedom to execute ideas. And above everything: because we never stop improving. Here it is all about shared goals not about the big ego. We are dedicated pros (more than 300 of them) not cons. We embrace being courageous, committed and decisive, being warm-hearted and having a will to win. We have our origin in the heart of the payment scene and cover the whole value chain from integration support to the dunning process with a core of AI-based risk management. With us you can integrate direct debit, installments and prepayment. In other words: the favorite payment methods in Germany, Austria and Switzerland (the Dutch like it too). Located in the middle of Europe’s fintech megapolis Berlin we are happy to work with customers such as Eurowings, Ebay or About You and we’re constantly growing. You are interested in our ideas for your e-commerce business? You want to join our insanely dedicated team? We’d love to hear from you: www.ratepay.com/ www.ratepay.com/career Impressum: https://www.ratepay.com/impressum/ Datenschutz: https://www.ratepay.com/datenschutz/

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EPCA

EPCA, the European Payments Consulting Association is a pan-European association of national consultancies, founded in 1998. The European Payments Consulting Association consists of thirteen consultancy firms based in Denmark, France, Germany, Great Britain, Hungary, Italy, Poland, Russia, Latvia, Malta, Switzerland and The Netherlands. Their focus is on strategy consulting, payments infrastructure and organisation, payments product development, financial modelling and business-case calculations and research and analysis. EPCA has a substantial reach across Europe and has worked with most of the leading players in payments. On the annual EPCA Summit knowledge is shared, for professionals by professionals.